Dividend Income Calculator

How much will my ETFs pay me? Find out with real data.

$1,335.30/yr
$111.27/mo·$3.66/daytrending_up+108.4% vs today

Includes DRIP compounding on 2 holdings + $1,500/mo contributions

Wealth Projection

Moderate
Conservative
Optimistic

Showing 10 years. Unlock 20 and 30-year projections with Pro →

Payment Calendar

Cash Reinvested
Avg: $111.27
Jan
Feb
$184
Mar
Apr
May
$221
Jun
Jul
Aug
$258
Sep
Oct
Nov
$295
Dec

Track Record

SCHD
verified
48 consecutive quarterly payments
Paid every quarter for 12 years without missing
trending_up
11 consecutive years of dividend increases
Total annual payout increased every year for 11 years
speed
10.6% annual growth rate
5-year average dividend growth (CAGR)
VYM
verified
54 consecutive quarterly payments
Paid every quarter for 13 years without missing
trending_up
13 consecutive years of dividend increases
Total annual payout increased every year for 13 years
speed
6.5% annual growth rate
5-year average dividend growth (CAGR)

FAQ

How does this dividend calculator work?

Enter your shares (or dollar investment) and the calculator pulls real trailing twelve month (TTM) yield, payment frequency, and 5-year dividend growth rate for each ETF. It then projects monthly, quarterly, and annual income, with optional DRIP compounding.

How is dividend income calculated?

Annual dividend income equals shares times trailing twelve month dividend per share. The calculator converts this to monthly or quarterly totals based on each ETF's actual payment schedule, so lumpy quarterly payers show up as a larger number in their payment months.

What is DRIP and should I turn it on?

DRIP stands for Dividend Reinvestment Plan. With DRIP on, each payment buys new shares at the current price, which compounds income over time. Turn it off if you plan to live on the income or reinvest manually.

How accurate are the projections?

Projections use the most recent TTM yield and 5-year dividend growth rate. Real future income depends on the fund's actual dividend decisions, price movement, and taxes. Projections are not guarantees.

Is the dividend calculator free?

Yes. All Fire Tools calculators are free, with no login required. Data refreshes daily on market days.

Can I compare multiple ETFs?

Yes. Add as many ETFs as you want. The calculator totals income across all of them and charts each fund's contribution to your overall payout.

This tool is for educational and informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Consult a qualified financial advisor for personalized advice.