SCHD Dividend Calculator

Calculate your dividend income from the Schwab U.S. Dividend Equity ETF using real data.

$1,075.42/yr
$89.62/mo·$2.95/daytrending_up+208.6% vs today

Includes DRIP compounding on 1 holding + $1,500/mo contributions

Wealth Projection

Moderate
Conservative
Optimistic

Showing 10 years. Unlock 20 and 30-year projections with Pro →

Payment Calendar

Cash Reinvested
Avg: $89.62
Jan
Feb
$113
Mar
Apr
May
$152
Jun
Jul
Aug
$191
Sep
Oct
Nov
$231
Dec

Track Record

SCHD
verified
48 consecutive quarterly payments
Paid every quarter for 12 years without missing
trending_up
11 consecutive years of dividend increases
Total annual payout increased every year for 11 years
speed
10.6% annual growth rate
5-year average dividend growth (CAGR)

SCHD at a Glance

Current Price
$82.00
TTM Yield
3.40%
5yr Growth Rate
10.6%
Expense Ratio
N/A
Payment Schedule
Quarterly
Next Payment
Likely March 2026

About SCHD

The Schwab U.S. Dividend Equity ETF (SCHD) tracks the Dow Jones U.S. Dividend 100 Index, which selects 100 high-quality dividend-paying U.S. stocks based on financial strength, fundamental characteristics, and dividend track record. It is the most-discussed dividend ETF in the FIRE community.

SCHD is popular with FIRE investors because it combines a reasonable current yield with strong dividend growth. Unlike high-yield funds that sacrifice total return, SCHD aims to grow both its dividend and its share price over time.

SCHD Track Record

verifiedPayment Streak
48 consecutive

Paid every quarter for 12 years

trending_upDividend Growth
11 consecutive years

Annual payout increased every year

speedGrowth Rate
10.6% CAGR

5-year average dividend growth rate

FAQ

How does this SCHD dividend calculator work?

Enter your SCHD shares or dollar investment and the calculator pulls the latest TTM yield, quarterly payment schedule, and 5-year dividend growth rate from real data to project your income, with optional DRIP (dividend reinvestment) compounding.

What is the current SCHD dividend yield?

SCHD pays quarterly dividends. The trailing twelve month (TTM) yield shown above updates as new payments are recorded. SCHD has historically yielded roughly 3 to 4 percent.

Can I model SCHD DRIP (dividend reinvestment)?

Yes. Toggle DRIP in the calculator to compound each quarterly payment back into new shares. The 10-year projection compares DRIP versus taking the income as cash.

When does SCHD pay dividends?

SCHD pays four times per year, typically in March, June, September, and December. Exact ex-dividend and pay dates vary by quarter and are listed in the payment schedule above.

Is SCHD good for FIRE?

SCHD is one of the most-discussed dividend ETFs in the FIRE community because it pairs a moderate current yield with a long history of dividend growth, a 0.06 percent expense ratio, and broad U.S. large-cap exposure.

This tool is for educational and informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Consult a qualified financial advisor for personalized advice.